27369 Saint Vincent Lane

Ramrod, FL 33042

Rare opportunity to step into instant equity in this desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, delivering elevation, durability, & upside rarely found at this price point. One of the higher filled lots in the neighborhood. Major capital improvements already completed: Highly coveted concrete seawall poured to the maximum allowable height with a full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), full hardie board siding (2015), metal roof (2013), impact windows (2013), Class-A rated bahama shutters, and 2025 water heater- Infrastructure that would be costly & time consuming to replicate today, further reinforced by routine tenting every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel even larger & ideal for entertaining, featuring dedicated dining space, true laundry room, + flex space that can easily convert to a 3rd/4th bedroom, additional bath, expanded suite, or Florida room. Downstairs offers substantial enclosed storage and a relaxed outdoor patio entertaining area. The home has seen only light seasonal use a few months per year. Enjoy rare privacy with two vacant canal lots across the water & 150' lot next door, while lush palms and shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining by boat, and local sandbars, this hardened waterfront asset combines structural integrity, boating infrastructure, and true upside potential in the Florida Keys lifestyle. Insurance Quotes: HO & Wind $7,684, Assumable Flood $675 (primary), $1,118 (non-primary). FHA/VA ok. 2020-Cobia 237+trailer 4sale.

Listing courtesy of LoKation Real Estate


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