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$610,000
2 Days On Site

1686 SMITH LANE
PALM HARBOR, FL 34683

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,542
SqFt
$240
/SqFt
1992
Built
Subdivision:
WATERFORD CROSSING PH II
County:
Pinellas

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1686 SMITH LANE1686 SMITH LANE1686 SMITH LANE1686 SMITH LANE
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Welcome to life in Waterford Crossing, one of Palm Harbor’s established communities where sidewalks wind throughout the neighborhood and neighbors enjoy evening strolls beneath mature trees. Zoned for A-rated schools, this two-story home offers over 2,500 square feet of living space on nearly a quarter-acre lot and has been lovingly maintained by its original owner for the past 30 years. With solid bones and a thoughtful layout, it presents the perfect opportunity to update and customize to your personal style. Inside, you’ll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite. Upstairs, the owner’s suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings. Located in one of Palm Harbor’s most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You’re just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs. This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.

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Listing Snapshot
Price 
$610,000
Days On Site 
2 Days
Bedrooms 
4
Inside Area (SqFt) 
2,542 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.22 Acres
Year Built 
1992
MLS® Number 
TB8480997
Status 
Active
Property Tax 
$3,529
HOA/Condo/Coop Fees 
$512.75 Semi-Annually
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
yesterdayListing updated with changes from the MLS®
2 days agoListing first seen on site
General Features
Acres 
0.22
Attached Garage 
Yes
Direction Faces 
South
Energy Features 
Solar
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Levels 
Two
Parking 
DrivewayAttached
Pets 
Yes
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
3184
Utilities 
Cable Available
Water Source 
Public
Zoning 
R-3
Interior Features
Appliances 
DryerMicrowaveRangeRefrigeratorWasher
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Living Room
Flooring 
CarpetTile
Furnished 
Furnished
Heating 
Central
Interior 
Eat-in KitchenHigh Ceilings
Laundry Features 
Laundry Room
Spa 
Yes
Kitchen 
Level - First
Living Room 
Level - First
Master Bedroom 
Level - Second
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Exterior Features
Construction Details 
BlockStucco
Exterior 
Private Yard
Roof 
Shingle
Spa 
Yes
Spa Features 
Above Ground
Community Features
Association Dues 
512.75
Community Features 
ParkPlayground
Financing Terms Available 
CashConventionalFHAVA Loan
HOA Fee Frequency 
Semi-Annually
MLS Area 
34683 - Palm Harbor
Roads 
Paved
Township 
28
Schools
School District
Unknown
Elementary School
San Jose Elementary-PN
Middle School
Palm Harbor Middle-PN
High School
Dunedin High-PN
Listing courtesy of MAVREALTY (727) 642-9486



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-03-02 12:52 AM EST

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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